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Business Loans

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Our Advantages

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Features and Benefits

We deploy technology and apply innovation to create unique and compelling propositions that help you do what you always wanted to do. Hereunder are a host of unique features and benefits that you enjoy with Business Loans from Bajaj Finserv Lending. Most of these features are industry firsts and come only with our portfolio of offerings. Read on to know more:

Loans up to 45 lacs
We offer the highest ticket size of up to 45 lacs as Business Loan so that you can pursue your ambitions for your business. This is the highest ticket size that anyone offers in this category.

No Guarantors. No Collateral
You don't need to provide any Guarantors or give any collateral to avail  our Business Loans.

Prompt Repayment Benefit
Get rewarded for keeping your commitments. Enjoy the exclusive Prompt Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs without any delays, you will get 1% of the annualized interest amount paid back to you.
This facility will be available for the entire period of your loan tenor and will be paid at the end of every 12 months, subject to your EMIs paid on time.

Part Prepayment facility
You can prepay upto 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.

Nil Foreclosure charges
Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.

Preapproved Offers
As an existing customer, you get exclusive preapproved offers from time to time.

Online Account Access
Get all information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal. Just log in with your loan account number and access whatever information you want about your loan.

Eligibility and Documents

You could avail our Business Loan if you are any one of the following:

Limited or Private Limited companies
Partnership or Proprietorship Firm
Chartered Accountant

You can avail of a Business Loan from Bajaj Finserv Lending at any of the following 33 cities

Delhi Kolkata
Ahmedabad Mumbai
Pune Chennai
Hyderabad Bangalore
Surat Nagpur
Jaipur Cochin
Chandigarh Ludhiana
Coimbatore Indore
Nasik Rajkot
Jamshedpur Vijayawada
Baroda Vizag
Aurangabad Madurai
Jodhpur Mysore
Jalandhar Panipat
Karnal Yamunanagar
Raipur Kolhapur
Bhopal  

Documents

 

Professional Businessman
Application form Yes Yes
1 Photograph of Co-Applicant Yes Yes
Income Details IT Returns, Balance Sheet & P/L Account statement for the last 2 years with Annexure IT Returns, Balance Sheet & P/L Account statement for the last 2 years with Annexure
Bank Account Statements For last 3 months For last 3 months
KYC documents of Co-applicant Yes Yes
Business Proof Certificate of Practice MOA, AOA/ Partnership Deed/ Shop Act License

Fees and Charges

  Charges Applicable
Processing Fees 2% of the loan amount will be deducted at the time of disbursal of approved loan amount
EMI bounce charges Rs 1000 will be charged in the subsequent month for every bounce
Penal Interest 2.00% p.m. overdue charges will be levied basis 360 days per year
Foreclosure Charges * NIL

* Applicable following 1st EMI clearance

How to Apply

To apply for a Business Loan just call us on 1800-209-4151.

Frequently Asked Questions

What is the range of loan amount I can avail for?

With Bajaj Finserv Lending you can avail unsecured business loan from 5 Lacs to a to 45 lacs.


What is the range of tenor available with these loans?

The minimum tenor available for this loan is 12 months and it can go upto as much as 36 months.


Is the Rate of Interest fixed or floating?

With Bajaj Finserv Lending Business Loan, the rate of interest in fixed.


What is the mode of repayment?

You can repay through either Post Dated Cheques or ECS


What do I need to do to avail a loan?

To avail for the loan, you can:
Apply online by clicking here
SMS PSBL to 57578 or call us at 1800 2094151


What all locations is this available in?

You can avail of a Business Loan from Bajaj Finserv Lending at any of the following 33 cities

Delhi
Kolkata
Ahmedabad
Mumbai
Pune
Chennai
Hyderabad
Bangalore
Surat
Nagpur
Jaipur
Cochin
Chandigarh
Ludhiana
Coimbatore
Indore
Nasik

Rajkot
Jamshedpur
Vijayawada
Baroda
Vizag
Aurangabad
Madurai
Jodhpur
Mysore
Jalandhar
Panipat
Karnal
Yamunanagar
Raipur
Kolhapur
Bhopal

Contact us

Not yet an existing customer?

You can visit our branch or call us at 18002094151

For Existing Customers

IVR - Toll Free
  • Dial 18002094151
  • Enter your 7-digit BFL Customer ID
  • Select from various IVR options
  • Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam  
  • Acess to all loan details

Email

wecare@bajajfinserv.in for all your queries.

SMS Updates

SMS  <<keyword below>> to +91 92275 64444
GETEMAIL for your current email address
UPDEMAIL <New email> to update your email address
GETADD for your current registered email address
CUSTID to know your customer ID
LAN to know your Loan Account Number
EMI LAN to know your loan/ EMI details
EXPERIA to know your Experia user ID and password
PIN to know your 4 digit EMI card PIN
FEEDBACK to give your valuable feedback
SAT Y Give a positive feedback
SAT N to give a negative feedback
(Your mobile number should be registered with us for this facility). Standard SMS Charges applicable

Visit Our Branch

  • Change of mode of payment (Swapping)
  • Purchase/cancellation of Insurance policy
  • Foreclosure of loan
  • Refund

To know the address of your nearest branch Click here

Customer Portal (Experia)

  • www.bajajfinservlending.in
  • Log in using your User ID and Password
  • Access all loan details
  • Manage your loans 
  • View special offers

Testimonials

“I want to take a moment to let you know that your support all along has been incredible. I understand that there were some technical glitches in getting the funds transferred on time; however your timely involvement and resolution helped in getting the funds available to me just on time. Such customer support is very rare to see and I really appreciate all the help provided by you…. definitely Bajaj Finance has earned an extremely satisfied customer due to the great support provided by you."
Anita
3 July 2012

 

“I am very happy to see the letter sent by you for appreciating with "Prompt Payment Reward Programme". I have taken loans from various banks and repaid to everybody. The only appreciation letter came from Bajaj, which shows how you value your customers."
Naidu Darapaneni
Founder & C.E.O
Versant Technologies,Hyderabad
20 March 2012