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EMI Cards

Now simply Swipe, Sign and Buy any consumer durable of your choice. With your EMI (Existing Member Identification Card). Only from Bajaj Finserv Lending.
No need to gather another set of document or go through the process of applying for a loan. If you are an existing customer of Bajaj Finserv Lending, you can opt for our EMI card. Just walk into any of our partner consumer durables outlets across more than 80 cities in India,
(You can apply for an EMI card with our consumer durable & lifestyle products loan. If you are an existing customer you can also apply for EMI card online from our website) swipe your card and walk out with your favourite consumer durable.

Our Advantages

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Features and Benefits

We deploy technology and apply innovation to create unique and compelling propositions that help you do what you always wanted to do. Hereunder are a host of unique features and benefits that you enjoy with EMI Cards from Bajaj Finserv Lending. Read on to know more:

Pre-Approved eligibility
The EMI card carries a pre-approved loan in your wallet. You can avail of your loan facility to purchase any consumer durable & lifestyle product of your choice.

Instant approval
Simply Swipe, Sign and Buy with your EMI card. The moment you swipe your card, you get instant approval, subject to the amount pre-approved for you.

Minimum documentation
For using your EMI card, you don't need to give any documents. Your EMI card carries all the necessary information required.

Preapproved Offers
As an existing customer, you get exclusive preapproved offers from time to time across a host of our partner retailers and manufacturers.

Online Account Access
Get all information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal. Just log in with your loan account number and access whatever information you want about your loan.

Eligibility and Documents

EMI Card is issued only to our existing customers

Only the following documents are required for getting your EMI card:

  • Open ECS mandate duly signed (Open ECS is same as other ECS with an extended period so that you don’t have to give fresh ECS for your purchases in future.)
  • One cancelled cheque
  • KYC formalities

Fees and Charges

All you have to pay is a one time charge of Rs.199 (to enjoy lifetime membership of EMI card).

How to Apply

You can apply for your EMI card at the time of the purchase (or through our website if you are an existing customer of consumer durable loan of lifestyle finance). Your EMI card will be sent to you after three months of your being on board with us. You can opt for the following ways to apply:

At the point of sale while buying your consumer durable:
You can sign up for your EMI card when you buy your consumer durable through any of our retail partners. Your EMI card will be sent to you after 3 months of loan repayment, subject to timely repayments of your loan installments.

Online through Digital Customer Portal:
You can apply online anytime through our customer portal Experia. Make an online paymentof Rs. 199 and your EMI card will be sent to you within 7 working days.

Agreements and T&C

  To View Download
pdf EMI card form download

Frequently Asked Questions

What is an EMI card?

Bajaj Finserv Lending EMI card is a pre-loaded card with a pre-approved 0% interest Consumer Durable Loan. You can use this card to buy your favourite consumer durable (or lifestyle products) at 0% interest by simply swiping your card at our partner retail outlet


What is the credit limit on the EMI card?

The pre-approved loan amount limit on your EMI card depends on the category of EMI card you have. For our Gold EMI card, the credit limit ranges from Rs. 35,000 to Rs. 75,000 and for our Platinum EMI card, it ranges from Rs. 75,000 to Rs. 1,25,000.


Where all can I use this card?

You can use the EMI card at any of our partner retail outlets across 65 cities in India.


Is this a credit card?

Your Bajaj Finserv Lending EMI card is not a credit card. It is Existing Member Identification card given to our existing customers who have availed of a consumer durable loan with us. This is a pre-approved card with a particular credit limit to give our customers the freedom to finance their consumer durable product in minutes.


Can someone else use the BFL EMI card on my behalf?

For safety and security reasons, we recommend that only the card holder uses the EMI card for making purchases.


Do I get any dealer discounts / offers with this card?

Yes. You will be eligible for various dealer offers and promotions by our authorised dealers from time to time. This is in addition to the features and benefits you enjoy on your EMI card.


How do I repay the loan availed of on my EMI card?

The consumer durable loan availed of through the EMI card is like your existing  consumer durable loan. You can repay the loan anytime, by paying your balance outstanding Installments through Equated Monthly Installments. In case you need more details, please feel free to write to wecare@bajajfinserv.in quoting your loan account number.


Read More

How do I enquire more about the EMI card?

You can write to us at wecare@bajajfinserv.in, call us on 1800 209 5152 or visit our website on www.bajajfinservlending.in


How do I get my EMI card statement?

You can view your transaction details online on our customer portal Experia. Simply log in using your username and password. Your Experia login details are printed on the reverse of your EMI card.


Where can I get my Experia username and password?

Your Experia login details are printed on the reverse of your EMI card or by sending EXPERIA to +91 92275 64444 from your registered mobile.


Can I apply for an add on card?

Currently, we do not offer any Add-On cards on your EMI card.


Do I need to pay a charge to the retailer for any transaction I make on the EMI card?

Apart from the one time processing fee of  Rs. 199 charged at the time of opting for the card, you don't need to pay any additional transaction charges.


What is the validity of the EMI card?

Your EMI card vaild for 3 years from the date of issue. During this period you can use this card at any of our partner outlets to purchase a consumer durable. After 3 years of validity, card will be renewed on you request.


How do I change my mobile number, email or address given during the time of opting for the EMI card?

Simply write to us on wecare@bajajfinserv.in or log on to the online customer portal Experia and make the necessary changes. Alternatively, you may speak to our Customer Service Executive at 1800 209 5152.


What should I do if my EMI card gives an error while swiping?

Our representatives at the partner outlet will be there to assist you. In case your problem is not resolved, please call us at 1800 209 5152.


What do I have to do return the card physically?

In case you wish to return the card, kindly cut the card in two and return it to:
First Source Solutions Ltd, C/o Bajaj Finserv Ltd, Reliable Plaza, 2nd & 3rd floor, Plot no K-10, Kalwa Industrial Estate, Thane - Belapur Road, MIDC Airoli - Mumbai, Navi Mumbai - 400 708.


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Contact us

Not yet an existing customer?

Visit any of our retail outlets across more than 80 cities. Click here to find the nearest outlet in your city.

For Existing Customers

IVR – Toll Free
  • Dial 18002094151
  • Enter your 7-digit BFL Customer ID
  • Select from various IVR options
  • Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam  
  • Acess to all loan details

Email

wecare@bajajfinserv.in for all your queries

SMS Updates

SMS <<keyword below>> to +91 92275 64444
GETEMAIL for your current email address
UPDEMAIL <New email> to update your email address
GETADD for your current registered email address
CUSTID to know your customer ID
LAN to know your Loan Account Number
EMI LAN to know your loan/ EMI details
EXPERIA to know your Experia user ID and password
PIN to know your 4 digit EMI card PIN
FEEDBACK to give your valuable feedback
SAT Y Give a positive feedback
SAT N to give a negative feedback
(Your mobile number should be registered with us for this facility). Standard SMS Charges applicable

Visit Our Branch

  • Change of mode of payment (Swapping)
  • Purchase/cancellation of Insurance policy
  • Foreclosure of loan
  • Refund

To know the address of your nearest branch Click Here.

Customer Portal (Experia)

  • www.bajajfinservlending.in
  • Log in using your User ID and Password
  • Access all loan details
  • Manage your loans 
  • View special offers
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